Power Life & Pensions Limited

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Income Protection

We don’t usually think of our income as an asset until it is gone. Income Protection provides you with a replacement income in the event that you cannot work due to illness. Most people have recognised the importance of maintaining their post-retirement income. Income protection cover is about protecting your pre–retirement income.

Research shows that less than 15% of workers in Irish companies would receive sick pay from their employers for more than a six month period.

Therefore, more than 85% of private sector employees are fully dependent on State benefits, which would only entitle them to an allowance of €9,622 pa for a single person.

It’s a simple plan; you pay a monthly premium, which is tax deductible, based on your occupation and health that will ensure you receive a regular income if you are unfortunate enough to be out of work. There are no restrictions on the type of injury or disability that are covered.

Fore more information on income protection or if you would like to see what it would cost you to protect your income please contact John, Lisa or Annette.

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